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Myklebust, Horne & Fies

The level of care and the services we provide leave our clients feeling secure and ready for the future.

Why Us

Myklebust, Horne & Fies team photo

We have found over the years that most advisors are good at growing funds for their clients. However, when it comes to the time in our clients’ lives where they are now utilizing their funds as income in lieu of a paycheck, there are many more areas to consider in order to develop an effective distribution strategy.

Here are the additional items that we help our clients with to assure that we are being as strategic as possible in all areas of distribution:

  • Retirement Income and Distribution Planning
  • Social Security Analysis
  • Investment Management
  • Budgeting for Healthcare
  • Tax Efficiency Concepts
  • Tax Loss Harvesting
  • Short & Long Term Goal Planning
  • Insurance Needs
  • Roth Conversion Strategies
  • Managing Your Estate
  • Strategic Investing
  • Tax Information

We feel that when we provide thorough feedback on all areas, it makes us true partners in our clients’ financial success throughout their retirement years.

Meet the Team

As a premier retirement management practice, we go beyond just managing investments. Through our comprehensive planning, we serve as guides for our clients as they begin to unwind their hard-earned retirement savings. The level of care and the services we provide leave our clients feeling secure and ready for the future.

Core Values:

Integrity - We will always keep our clients’ best interests at the forefront of all decisions.

Accountability - We will be transparent and communicate openly as we move through the planning process.

Courage – We commit to having the necessary conversations to help our clients achieve their goals and dreams.


Heather Gorichanaz photo
Heather Gorichanaz
Angela Kjorlien photo Angela Anne Kjorlien photo
Angela Kjorlien
Katie Ryan Pluer photo Katie A Ryan Pluer photo
Katie Ryan Pluer
Kim Kaschak photo Kim Kaschak photo
Kim Kaschak
Mary jo Otto photo Mary jo Otto photo
Mary Jo Otto
Zachary Horne photo Zachary Horne photo
Zachary Horne
Christie Horne photo Christie Horne photo
Christie Horne

To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck

Services

Planning Diagram

Retirement Planning

Now more than ever, planning for your retirement is critical. Gone are the days when pensions and Social Security provided all the income you needed for retirement. The new reality is that you are responsible for managing your own retirement, and that starts with making sure you’re strategic in your planning.

We can help. At Northwestern Mutual, our approach to retirement planning is designed to help you get to—and through—retirement with a greater level of financial confidence, so you can relax knowing you have a road map to achieve your goals.

You'll want to start by considering how much to save for retirement and where to save it. By accumulating as much as you can as soon as you can, you can put time on your side—time to plan, time to weather the ups and downs of the market and time to let your money grow.

And then, as you zero in on retirement, you'll need a different set of strategies to manage risk and make your money last through retirement.



Estate Planning

Most people associate the phrase "estate planning" with having a will - a legal document that names your beneficiaries and spells out who gets what when you die. And while the transfer of your assets is an important part of estate planning, a will or a trust is just one aspect of broader estate-planning strategy to ensure your wishes are known, honored and carried out as efficiently as possible when you're no longer able to articulate them.

We work with a team of estate-planning experts at Northwestern Mutual Wealth Management Company. Together, we can help you develop an estate planning strategy that may include the following:

  • A strategy to reduce or eliminate gift/estate taxes for your heirs
  • A plan to protect your estate from mismanagement or from claims of creditors or ex-spouses

In addition to the expertise our team can offer, you'll want to work with an estate-planning attorney to establish:

  • Health care directives or a living will that specifies the extent to which you want health care professionals to treat you if you become ill or incapacitated.
  • Powers of attorney that grant people you trust the legal authority to act on your behalf in case of sudden accident or illness.
  • A will or trust to ensure your assets are transferred according to your wishes.
  • The naming of a legal guardian for children under the age of 18.

Wealth Management

Our client services go above and beyond what you might expect from a financial services provider. Northwestern Mutual Wealth Management Company offers the following:

Investment advisory services, designed to:

  • Provide high-quality investment services and products
  • Build and monitor diversified portfolios
  • Develop objective, personalized plans
  • Focus on long-term results

Trust services, designed to:

  • Provide continuity of stewardship that can last multiple generations
  • Preserve family harmony when carrying out your intentions
  • Carry out detailed record-keeping and accounting
  • Calculate taxes and file returns

Online access to your account, so you can review:

  • Comprehensive monthly statements
  • Performance reporting
  • Account access on a secure website
  • Current account balances on your investment holdings
  • Detailed transaction records on all accounts

Financial Planning

Every event in life brings unique opportunities. We can help you be financially prepared to take advantage of them.

When you work with our team to develop a financial plan, we’ll apply time-tested strategies, providing expert advice and making recommendations based on where you are today and where you want to be in the future.

Along the way, you’ll have the knowledge and insight to make financial decisions that are right for you and your loved ones so you can meet each of life’s milestones with confidence.

  • Create a Budget

    To reach any financial goal, you need to understand how much is coming in and how much is going out each month by establishing and spending within a budget.

  • Getting Your First Job

    Now that you have your first job, you no doubt have big dreams and lofty goals. You need to ensure you can achieve them. By taking the first step now, you’ll be setting yourself up for a lifetime of financial security.

  • Getting Married

    If you’re about to be married or are newly married, you probably have big hopes and dreams for your future together. Make sure you’re financially prepared – as a couple – to make your dreams a reality.

  • Buying a New Home

    Buying a new home can be one of life’s most gratifying accomplishments. As you prepare to take that big step, make sure you’re ready for the financial commitment. When you approach your decision with confidence, you’ll be free to enjoy this exciting time in your life.

  • Welcoming a Child or Grandchild

    Now more than ever, your goal is to protect the financial well-being of your family. As you welcome a new child or grandchild, evaluate your financial plan to ensure it’s designed to meet changing priorities as your family grows.

  • Funding a Child’s Education

    If one of your financial goals is to pay for a child’s education, the earlier you create a college savings plan, the better. Not only will you save more, you’ll have more time to ride the ups and downs of the financial markets if you choose to invest your savings.

  • Changing Jobs

    If you’re thinking about changing jobs – or are plunging into self-employment – make sure you are financially prepared to transition smoothly. A new position can be an exciting opportunity, but it may also add to the financial demands on you and your family.

  • Losing a Job

    Losing a job can take a toll on your ego. But it doesn’t have to take a toll on your financial security. There are steps you can take to lessen the impact of temporary unemployment and protect the financial well-being of yourself and your loved ones.

  • Living Comfortably in Retirement

    Now more than ever, planning for your retirement is critical. At Northwestern Mutual, our approach to retirement planning is designed to help you get to – and through – retirement with a greater level of financial confidence, so you can relax, knowing you have a road map to achieve your goals.

  • Building Wealth

    At Northwestern Mutual, our financial planning process and investment advisory services are designed to help you zero in on what’s most important to you, prioritize your goals and develop strategies to bring your vision for the future to life.

  • Accident or Illness

    An accident or illness can change your life in an instant. Of course, most people don’t like to think about the potential ramifications of a disabling disease or traumatic event, but these incidents happen more often than you might think. That’s why protecting your ability to earn an income is important.

  • Divorce

    Divorce can be disruptive to you and your family. Eliminate some of the stress of reinventing your life by taking control of your financial planning.

  • Loss of a Loved One

    Of all the challenges in life, the loss of a loved one can be one of the most painful experiences you will encounter. By having a plan in place to manage the financial consequences of losing a loved one, you can focus on addressing the emotional challenges death may bring.

  • Estate Planning

    When you have an estate plan in place, your children or other loved ones won’t be burdened with making tough decisions on your behalf when they’re already dealing with your illness or death.

At the outset, your financial plan may not need to address all of these life events. But over time, as your circumstances and priorities change, we’ll work with you to adjust your plan accordingly.

Investment Strategies

Your goal to achieve financial security will undoubtedly include investing for your future.

We can offer you the expertise you need to ensure your investment strategy is aligned with your goals, time horizon and tolerance for risk.

Northwestern Mutual offers investment advisory services, private client services and trust services. Within these levels of service, we may recommend that your portfolio include one or more of the following investment tools.

  • Signature Choice is an investment advisory program that allows your wealth management advisor to provide advice concerning asset allocation, security selection and rebalancing. Your advisor can utilize a wide range of securities, including mutual funds, exchange-traded funds (ETFs) and individual equity and fixed income investments, to help implement your investment strategy.

  • Signature Managed Accounts is an investment advisory program that utilizes third-party asset management and portfolio manager selection to assist in providing you with a comprehensive investment solution.

  • Signature Retirement is an investment advisory program and integral part of the Northwestern Mutual Retirement Strategy planning process. It is designed to manage your assets and income streams in accordance with your overall retirement plan to provide a balanced and reliable source of income throughout your lifetime.

  • Signature Portfolios is an investment advisory program that utilizes select mutual funds and/or exchange-traded funds to construct well-diversified portfolios for your needs.

  • Signature Annuities is an investment advisory solution that utilizes investment options available within the NM SelectTM Variable Annuity to construct comprehensive, well-diversified investment portfolios for your needs.

  • Private Client Services (PCS) is a fully discretionary, flexible portfolio management solution for high-net-worth individuals that uses a combination of individual securities and other investment vehicles to manage client assets. The wealth management advisor serves as the investment advisor and relationship manager, while Northwestern Mutual Wealth Management Company’s PCS investment team provides the investment management.

  • Trust Services: Whether the goal is estate tax exclusion, spendthrift protection or multi-generation investment management, Northwestern Mutual can serve as professional trustee for a variety of trusts.

We also are able to offer you the following products and services through Northwestern Mutual Investment Services, LLC (NMIS):

  • Bonds
  • Cash management services
  • CDs
  • Money market funds
  • Mutual funds
  • Stocks
  • Treasury bills
  • UITs

To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck

Site Description

Myklebust, Horne & Fies Financial Group is a financial planning and wealth management firm serving the greater Milwaukee area and Southeast Wisconsin. At MHF, we are committed to making sure our clients have a customized financial plan that best suits the needs of their family or business.